Help me manage my money
Some friendly advice may be all that you need to get through the rough patch and back in control.
If you're experiencing difficulty managing your money, you don't have to deal with it alone. Meeting with a friendly counsellor gives you an opportunity to discuss your financial struggles openly with a professional in a non-judgmental setting.
Our credit counsellors understand your frustration and care about what you're going through. They can help you find solutions that are right for your individual situation. These may include the following:
- Counselling, support and referrals
- Budgeting and money management skills
- Education on the use of credit
If there are other issues that need to be resolved, then we'll refer you to the right place for assistance.
Budgeting and money management
Together, we'll take a look at your monthly living expenses to get a clear picture of where your money goes. We'll review your available sources of income, establish a budget, and look at ways of managing your expenses to match the money coming in. This may mean increasing certain payments and cutting back in other areas to ensure your money is working for you as well as it could be.
Learning how to use credit
Debt is not always a bad thing. Debt can provide a great benefit if it is used wisely. We'll help you understand the consequences of taking on a certain amount of debt, and explore ways that you can use credit to your advantage. For example, using your credit card as a convenient way to make purchases, but paying the bill in full each month, as to avoid interest costs.
Contact us for a free confidential consultation to determine if credit counselling can provide the support you need to regain financial control.