Financial Counsellors
Christine Boyd
Christine has been involved with the financial services industry field for over 18 years. She holds the Insolvency Counselling Certificate from the Canadian Association of Insolvency and Restructuring Professionals as well as a Diploma from Mohawk College. Christine assists clients in the London/St. Thomas region.
Susan Crawford
A Qualified Insolvency Counsellor with a Bachelor of Applied Science (Honours), Susan has been helping clients with their financial struggles for over 17 years. Prior to 310 DEBT, Susan worked as Manager of Finance for a large non-profit counselling agency. Susan assists clients in the Hamilton, Burlington and Simcoe areas.
Marlene Dicenzo
Marlene is a student member of the Canadian Association of Insolvency and Restructuring Professionals (CAIRP) which leads to being a Trustee in Bankruptcy. Marlene also holds the Insolvency Administrators Certificate and Insolvency Counselling Certificate from CAIRP in addition to a Counselling Techniques Certificate from Mohawk College. She has over 25 years of experience assisting clients in the Hamilton and Brantford areas.
Effie Faubert
Effie has over thirty years in the financial services field working in investments, banking and insolvency as well as being active in the community. She is currently assisting clients in the Niagara region to assess their financial situation with the goal of a developing a plan to successfully regain control over their finances.
Tonia Fox
Tonia is a student member of the Canadian Association of Insolvency and Restructuring Professionals (CAIRP) which leads to being a Trustee in Bankruptcy. Tonia also holds an Insolvency Counselling Certificate and Insolvency Administrators Certificate from CAIRP. Tonia has been a member of the 310 DEBT group for over 10 years and assist clients in the Kitchener, Cambridge and Guelph areas.
Monique Moore
Monique holds the Insolvency Counselling Certificate from the Canadian Association of Insolvency and Restructuring Professionals providing credit counselling services to our clients in the Hamilton and Niagara regions. Monique has an extensive background in credit counselling field prior to joining our team.
Debbie Morand
Prior to becoming a Financial Counsellor with the 310 DEBT group, Debbie was introduced to the industry through a pilot project in which she worked as a Home Managing Planner. Previously an office administrator, Debbie brought her organizational and people skills to a career that she has found very rewarding for the past 15 years. She holds an Insolvency Counselling Certificate from the Canadian Association of Insolvency and Restructuring Professionals. Her clients are in Kitchener, Cambridge, Guelph, Stratford and London.
Carol Richarz
Carol is a student member of the Canadian Association of Insolvency and Restructuring Professionals (CAIRP) which leads to being a Trustee in Bankruptcy. Carol also holds an Insolvency Counselling Certificate and Insolvency Administrators Certificate from CAIRP. With over 20 years experience, including over 11 years with the 310 DEBT group, as Director of Insolvency Administration, Carol assists those clients in the Hamilton area.
Pat Wenzel
Pat holds the Insolvency Counselling Certificate from the Canadian Association of Insolvency and Restructuring Professionals and has extensive experience in the credit counselling field. She is currently working with clients in the Mississauga, Brampton and North York regions.